Mortgage & finance broking
Help comparing loans, and getting the application right
Buying your first home, refinancing, building, or borrowing for a business: we look at your situation, compare options from our lender panel, and walk the application through with you.
- Australian-based
Why Vietnamese Broker
Realistic, flexible, transparent
We look at each client’s circumstances, not a checklist. We tell you plainly what lenders are likely to ask for, which options look workable, and what they’ll cost before you commit.
Services
Loans we can help with
Residential and commercial lending, plus a few less common situations.
- 01Home loansBuying, pre-approval, refinancing and investment property.
- 02Construction loansRenovations and new builds, with funds released in stages.
- 03Commercial loansOffices, warehouses, retail and development.
- 04Business loansWorking capital, expansion and equipment.
- 05Car loansNew or used, personal or business.
- 06SMSF loansBorrowing through your self-managed super fund for property.
- 07Non-resident & overseas incomeExpats, foreign buyers and income earned outside Australia.
- 08Vacant land loansLand to build on, develop, farm or hold.
Process
How it works
- 01
Talk it through
Tell us what you’re buying or refinancing, your income and your deposit or equity. No paperwork needed for the first chat.
- 02
Compare options
We compare loans from our lender panel and explain the rates, fees and features side by side.
- 03
Apply & settle
We prepare and lodge the application, deal with the lender’s questions, and keep you updated through to settlement.
Insights
Common questions
How much can I borrow?
It depends on your income, credit history, existing debts, living expenses and the property’s value. We can give you an estimate and check which lenders fit.
What’s the difference between pre-approval and full approval?
Pre-approval is a lender’s indication that you’re likely eligible, based on your finances. Full (formal) approval comes after the lender has checked all your documents and the property, and confirmed the loan offer.
How much deposit do I need?
Typically 5–20% of the purchase price, subject to lender policy and loan type. Under 20% usually means lenders mortgage insurance.
Can I refinance?
Yes. Refinancing means switching lenders or changing your loan terms, possibly for a lower rate, lower repayments or access to equity. Break costs and fees apply in some cases, and we’ll check them first.
Have a purchase or a refinance coming up?
Book a chat and we’ll tell you what lenders are likely to need from you.
Book a chat